Digital Lending


Republic of Singapore


Financial exclusion for lenders who can not underwrite people with no credit history. There are 3 billion consumers worldwide who do not have access to the financial services they need due to a lack of credit history, which means that lenders miss out on $2 trillion of revenue.


ConfirmU’s solution is a game-based psychometric risk assessment tool. It doesn’t rely on credit history and is still able to provide a consumer risk assessment regardless of age, location or history, thus democratizing lending and enabling lenders to look beyond numbers and history, to effectively evaluate their customers.