People are always exchanging time or money for other forms of digital value. Whether it’s a gig worker exchanging their time for money or exchanging one currency for another. It’s the basis of a transaction. The problem with digital money transactions is they typically require banking infrastructure that is expensive, slow and difficult to deploy on a global scale. Even after deployment, clients have a poor UI/UX experience, coupled with high fees, long waiting times and often global transactions are a challenge. This leads to customer churn & low retention.